Who we serve / Wholesale & distribution
One benefits conversation for the yard, routes, and office.
Warehouse crews, drivers, sales staff, and office teams can share a plan while needing different access and communication. Make those differences part of the comparison.
Start with these three decisions.
Tell us your yards, delivery area, employee locations, and administrative contacts.
Network reach
Include delivery routes and home locations in the provider check.
Multiple sites
Coordinate eligibility records across yards and related businesses.
Shift access
Give early crews and office staff equal opportunity to ask questions.
Compare the full operating picture
A local warehouse and a driver regularly traveling into Oregon may have different routine-care needs. Check the exact network and out-of-area provisions. Emergency protections do not establish routine network access.
Keep benefits administration connected
A named company administrator at each location can be trained to enter new hires and terminations in Employee Navigator. WIB handles carrier changes. Agree on deadlines and confirmation steps so a local staffing change reaches the people responsible for coverage.
A practical example · illustrative
Three yards under related ownership
Bring the complete ownership and workforce information to the employer-size review. Do not assume each yard is counted separately for ACA purposes.
Coverage to compare
Availability, eligibility, and benefits depend on the proposed plan and its current terms.
- Medical, dental, and vision
- Compare networks, family costs, and benefits employees can use near home.
- Life and disability
- Check covered earnings for hourly, sales, and driving roles.
- Funding alternatives
- Compare fully insured and available alternative contracts, including fees, risk, and surplus conditions.
From comparison to enrollment
We help connect the benefits decision with the people using and managing the plan.
- 01 / PLAN
Map the needs
Tell us your yards, delivery area, employee locations, and administrative contacts.
- 02 / COMPARE
Review the tradeoffs
Compare actual plan costs, access, contributions, and the questions payroll or specialist advisers need to resolve.
- 03 / SUPPORT
Help the team enroll
We provide group, individual, and live virtual education, including shifts, multiple visits, new hires, and support after enrollment at no extra fee for client teams.
Before you get started
Does a long-tenured workforce favor a particular funding method?
Tenure and age alone do not determine the answer. Compare current quotes and contract terms instead of promising savings from the group’s demographics.
What administration is included?
Employee Navigator is available and customized at no extra cost for group clients who want it. WIB trains company administrators to enter new hires and terminations; WIB handles carrier changes. We coordinate third-party COBRA administrators that send and track notices. Vendor fees may apply, with waivers for some groups based on size and benefits package.
Sources checked September 19, 2026. General information; your plan and circumstances matter.
IRS · ALEIRS · fulltimeOIC · groupPremera · fundingLet’s start with your team.
Tell us your yards, delivery area, employee locations, and administrative contacts. No existing plan is required.