Benefits administration without the extra workload
Offering benefits comes with enrollment, compliance deadlines, employee questions, and paperwork that can take over an HR department or an owner’s week. Washington Insurance Brokers handles much of that work alongside your benefits plan, so the people who know your carriers and your employees are the ones keeping the details on track.
Choose a service below to learn more, or talk with us about everything you would like to take off your plate.
Our business services
Benefits Enrollment & Administration
Online enrollment through Employee Navigator, the benefits administration platform we provide as a value-added service, plus in-person help and year-round support.
Learn more →Employee Education
On-site group meetings, one-on-one employee meetings, and virtual sessions that help employees understand their benefits at open enrollment and when they are hired.
Learn more →ACA Compliance & Reporting
Applicable Large Employer testing, affordability checks, and help with Forms 1094-C and 1095-C, handled before the deadline rather than after a notice.
Learn more →COBRA Administration
Notices, election tracking, and premium collection coordinated alongside your plan, so continuation coverage deadlines are not left to chance.
Learn more →HRA, HSA & Pre-Tax Plans
HRAs, HSAs, FSAs, and Section 125 plans that stretch your benefits budget and lower payroll taxes for your business and your employees.
Learn more →More ways we support your business
Custom benefit strategy
A one-size-fits-all package often means paying for things you do not need. We design a plan around your workforce, your budget, and the talent you want to attract and keep.
Employee benefits statements
Statements that show the total value of each employee’s compensation, including benefits, so your team sees the full investment you make in them.
Complimentary ACA checkup
A review of your workforce and coverage to see whether the ACA employer rules apply to you and where you might be at risk of penalties.
One point of contact
Your plans, enrollment, education, and compliance support are handled by one team, so you are not coordinating between several vendors.
How it works
Review your setup
We look at your current benefits, headcount, payroll, and the administrative tasks taking up your time.
Recommend a plan
We suggest the services that fill real gaps, without duplicating what your payroll provider already covers.
Set up and enroll
We configure Employee Navigator, run enrollment, and educate your employees on their options.
Stay on track all year
We help with ACA, COBRA, new hires, life events, and renewals as they come up.
Tools and resources
Free employer tools
Check where your business stands under the ACA in a few minutes.
Full-Time Eligibility CalculatorACA Affordability CalculatorEmployee benefits
Explore the coverage we help Washington employers offer.
All Employee BenefitsGroup HealthLevel-Funded PlansVoluntary BenefitsInsurance & Benefits FAQsBusiness services Q&A
Do you charge extra for enrollment and compliance support?
Our broker services, including enrollment support and employee education, come with our benefits service at no additional cost. Some third-party services, such as COBRA administration or ACA form filing, may have their own fees, and we will explain any costs before you commit.
What is a Section 125 plan?
A Section 125 plan, sometimes called a cafeteria plan, lets employees pay their share of eligible premiums and certain expenses with pre-tax dollars. Employees take home more of their pay, and the employer saves on payroll taxes because they are calculated on a lower wage base.
Does COBRA apply to my business?
Federal COBRA generally applies to employers with 20 or more employees. Smaller employers may still have continuation coverage obligations under Washington law or their insurance contract, so it is worth reviewing either way.
Which ACA forms do Applicable Large Employers file?
Employers with 50 or more full-time and full-time equivalent employees file Forms 1094-C and 1095-C with the IRS and provide a Form 1095-C to each full-time employee every year.
Can you help if we already use a payroll company or PEO?
Yes. Many employers use a payroll provider or PEO for part of their administration. We review what is already covered and fill the gaps rather than duplicating services you already pay for.
Take benefits administration off your plate
Tell us what is taking up your time, and we will show you where we can help.
Get Started Call (206) 653-9636