Legal Disclosures

Last updated: September 9, 2026

Who operates this website

WA Insurance is operated by Washington Insurance Brokers LLC, an independent insurance brokerage serving clients throughout Washington State.

Licensing

Washington Insurance Brokers LLC is a licensed insurance producer in the State of Washington. You can verify our license, and the license of any individual producer working with you, through the Washington Office of the Insurance Commissioner’s agent and company lookup tool.

We are licensed in Washington. If you live in another state, tell us before we begin; we cannot place coverage where we are not licensed and appointed.

How we are paid

We charge no separate fee for providing life insurance quotes or helping you submit an application. If coverage is placed, we may receive compensation from the issuing insurance company. Premiums are paid directly to the insurance company, and we do not add a separate brokerage surcharge to the carrier’s premium. Product availability and compensation arrangements vary by carrier.

Quotes are estimates

Premium figures shown anywhere on this site, including those produced by our instant quoting tool, are estimates based on the information entered. They are not offers of insurance and they do not bind coverage. Availability, eligibility, final premium, policy terms, exclusions and limitations are determined solely by the issuing insurance company and generally require underwriting. Receiving a quote or submitting an application does not by itself create coverage. Whether and when coverage becomes effective is governed by the insurance company’s written policy, conditional receipt, temporary insurance agreement or other written effective-date notice, together with any applicable premium and underwriting conditions.

Carrier relationships

We are an independent brokerage and are not owned by, and do not exclusively represent, any single insurance company. We are appointed with the carriers whose products we offer. Product availability varies by carrier, by state and over time.

This is not tax, legal or investment advice

Information on this site is general and educational. It is not tax advice, legal advice, or investment advice, and it does not account for your particular circumstances. Statements about the tax treatment of life insurance describe general rules under current federal and Washington law, which can change and which apply differently depending on how a policy is owned, funded and paid out. Consult a qualified tax professional, attorney or financial advisor about your own situation before acting.

Policy documents control

Any description of coverage on this site is a summary for convenience. The actual terms, conditions, exclusions and limitations of any policy are governed entirely by the policy contract issued by the insurance company. If anything on this site conflicts with the policy, the policy governs.

Guarantees

Guarantees on any insurance product are backed by the claims-paying ability of the issuing insurance company. We do not guarantee the performance, financial strength or claims decisions of any carrier.

Accuracy and availability

We work to keep this site accurate and current, but content may become out of date and may contain errors or omissions. Rates, products and carrier participation change without notice. We make no warranty that the site will be uninterrupted or error free.

Links to other sites

Links to carriers, government agencies and other third parties are provided for convenience. We do not control those sites and are not responsible for their content, accuracy or privacy practices.

Accessibility

We want this site to be usable by everyone. If you have trouble accessing any part of it, contact us at info@wa-insurance.com or (888) 444-1517 and we will help you get the information another way.

Complaints

If you have a concern about our service, please contact us first at (888) 444-1517. You may also contact the Washington Office of the Insurance Commissioner’s consumer advocacy program at 1-800-562-6900 or insurance.wa.gov.

Contact

Washington Insurance Brokers LLC serves clients throughout Washington State. Phone (888) 444-1517. Email info@wa-insurance.com.

See also our Privacy Policy.