Voluntary Benefits for Washington Employees
Voluntary Benefits for Washington Employees
Give your team access to valuable coverage options at little or no cost to your business. Voluntary benefits fill the gaps traditional health insurance leaves behind — and employees love them.
Get a Free ConsultationWhy Offer Voluntary Benefits?
With deductibles rising and medical costs climbing, employees need more protection than a standard health plan provides. Voluntary benefits are a smart, affordable way to build a stronger benefits package.
Pre-Tax Payroll Deduction
Most voluntary benefits are deducted on a pre-tax basis, reducing taxable income for both employees and employers.
Offsets High Deductibles
Cash benefits paid directly to employees help cover out-of-pocket costs from high-deductible medical plans — without changing the plan.
100% Employee-Paid or Employer-Funded
Fully flexible — employees can pay the full premium themselves, or employers can contribute partially or fully. You choose.
Available for Groups of 3+
Voluntary benefits are accessible to small businesses — you only need 3 or more employees to qualify for group rates.
Featured Voluntary Benefits
Washington Insurance Brokers offers a full suite of voluntary benefits from top carriers — all available to groups of 3 or more employees.
⚖️LegalShield
Provides employees with access to a dedicated law firm for personal legal matters — including family law, traffic issues, estate planning, and more — for a low monthly fee. Legal protection that employees can actually use.
Employee-Paid Option🔒IDShield
Comprehensive identity theft protection and restoration services. Monitors credit, dark web, and personal information — and provides a licensed private investigator to restore identity if compromised.
Employee-Paid Option🩹Accidental Injury
Pays cash benefits directly to employees for covered accidental injuries — including emergency room visits, fractures, dislocations, and hospitalizations. Helps cover out-of-pocket costs a medical plan may not fully cover.
Offsets High Deductibles🏥Hospital Indemnity
Provides a fixed daily or per-admission cash benefit when an employee is hospitalized. Works alongside any health plan to help cover deductibles, copays, and everyday expenses while an employee is out of work.
Offsets High Deductibles🎗️Cancer Indemnity
Pays lump-sum or ongoing benefits upon a cancer diagnosis. Covers treatments, travel to specialists, and lost income — giving employees financial peace of mind during one of life’s most challenging times.
Pre-Tax Deductible❤️Critical Illness
Provides a lump-sum cash payment upon diagnosis of a covered critical illness such as heart attack, stroke, or organ failure. Employees use the benefit however they need — medical bills, mortgage, or daily living expenses.
Pre-Tax Deductible🦷Dental
Standalone dental plans offering preventive, basic, and major coverage. Available as a voluntary employee-paid benefit or employer-contributed — a highly requested benefit that helps attract and retain talent.
Employer or Employee Funded👁️Vision
Comprehensive vision coverage including eye exams, prescription lenses, and frames or contacts. Offered as a standalone voluntary benefit — easy to add and very popular with employees of all ages.
Employer or Employee Funded📋Disability Insurance
Short-term and long-term disability plans replace a portion of an employee’s income if they are unable to work due to illness or injury. One of the most underutilized yet critically important benefits for any workforce.
Pre-Tax DeductibleKey Facts About Voluntary Benefits
Premiums deducted pre-tax reduce employees’ taxable income — and lower payroll taxes for employers too.
Cash benefits paid directly to employees help offset the rising out-of-pocket costs of high-deductible health plans.
100% employee-paid, partially funded, or fully employer-sponsored — you decide what works for your budget.
Small businesses qualify. You don’t need dozens of employees to offer meaningful voluntary benefits at group rates.
Build a Better Benefits Package Today
We’ll help you select the right voluntary benefits mix for your Washington team — at no cost to you. Most voluntary benefits cost your business nothing to offer.
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